Chevrolet Caprice Police Patrol Vehicle, 2011, Lawyer for Your Car Accident Case

 
 
Chevrolet Caprice Police Patrol Vehicle, 2011

The all-new Chevrolet Caprice Police Patrol Vehicle (PPV) will join the ranks of law enforcement departments across North America in 2011. It's a modern, full-size, rear-drive sedan that will offer both V-8 and V-6 engines, as well as a host of specialized equipment and features.

Chevrolet made the announcement at the annual International Association of Chiefs of Police convention, in Denver, Colorado. The Chevrolet Caprice PPV will be available for ordering next year and will hit the streets in early 2011.
Unlike other police cars on the market, the Chevrolet Caprice PPV is not based on existing "civilian" passenger-car model sold in North America. 
 
It has been developed in key areas specifically for police duty, containing modern equipment and features:
  • Powerful 6.0L V-8 with fuel-saving Active Fuel Management technology and E85 capability delivers expected best-in-class 0-60 acceleration (sub six seconds) and top speed; a V-6 engine will also be offered, beginning in the 2012 model year
  • Optional front-seat-only side curtain air bags allows a full-width rear-seat barrier for greater officer safety
  • Two trunk-mounted batteries, with one of them dedicated to powering various police equipment
  • Designed for five-passenger seating, meaning the upper-center section of the dashboard can be used for equipment mounting without the concern of air bag deployment interference
  • Compatibility with in-dash touch-screen computer technology
  • Special front seats designed for the long-term comfort of officers whose car is their effective office, including space that accommodates the bulk of a typical equipment belt
Chevrolet Caprice Police Patrol Vehicle
The front seats are sculpted to "pocket" the equipment belt, which greatly increases the comfort for a great range of police officer sizes. The foam density of the seatback and cushion insert surfaces are designed to conform to the shape of an equipment belt's various items, too, allowing the officer's back to rest properly on the seatback surface.

The materials used in the seats were also carefully selected. High-wear materials were chosen to stand up to long hours of everyday use, while breathability, long-term durability and ease of cleaning were also important criteria.

Engineers worked on several iterations of the seat, testing a couple of versions in the field to get real-world feedback from police officers, who used prototype seats in their cruisers for a month. Their input helped determine the final design.

Class-leading space
The Chevrolet Caprice PPV is based on GM's global rear-drive family of vehicles that also underpins the Chevy Camaro. It uses the longest wheelbase of the architecture - 118.5 inches (3,010 mm) - along with a four-wheel independent suspension that delivers responsive high-performance driving characteristics that are crucial in some police scenarios.

Chevrolet Caprice Police Patrol Vehicle's long wheelbase also contributes to exceptional spaciousness. Compared to the primary competition:
  • A larger interior volume - 112 cubic feet / 3,172 liters - than the Ford Crown Victoria, including nearly 4 inches (101 mm) more rear legroom
  • The barrier between the front seat and rear seat is positioned farther rearward, allowing for full front-seat travel and greater recline for officer comfort
  • At 18 cubic feet (535 liters) free space (beyond battery located in trunk), the Caprice's trunk volume is large enough to accommodate a full-size spare tire under a flat load surface in the trunk storage area.
The Chevrolet Caprice's 6.0-liter V-8 is rated at an estimated 355 horsepower (265 kW) with an estimated 384 lb-ft of torque. It is backed by a six-speed automatic transmission that is performance-calibrated for police duty. Additional, police car-specific powertrain and vehicle system features :
  • High-output alternator
  • Engine oil, transmission and power steering coolers
  • Standard 18-inch steel wheels with bolt-on center caps
  • Large, four-wheel disc brakes with heavy-duty brake pads
  • Heavy-duty suspension components
  • Police-calibrated stability control system
  • Driver information center in the instrument cluster with selectable speed tracking feature.
A host of complementary features are also offered, including special equipment packages such as spotlights; lockouts for the power windows and locks; and an "undercover" street-appearance package (9C3).
To enable more room for interior equipment, the standard radio can be relocated to the trunk, allowing for an in-dash, touch-screen computer to be used.

Chevrolet Caprice on patrol: A brief history
Chevrolet's history with law enforcement is almost as old as the brand itself. Police departments have used Chevy sedans as police cars for decades, ordering them with basic equipment and powerful V-8 engines - including some special engines that weren't available in regular-production models, such as the 1959 Biscayne that was offered with up to 315 horsepower.

The full-size Chevrolets joined the force in 1976. All Chevrolet Caprice police cars - including the new, 2011 model - have carried the 9C1 order code. Here's a quick look back at Chevys on patrol:
    * 1959 - Chevy Biscayne police model capable of 135 mph with specially tuned, police-only version of the 348-cubic-inch V-8 engine
    * 1965 - The new "big-block" 396 engine is offered in Biscayne and Bel Air police cars, making them among the most powerful on patrol; a 427 V-8 was added in 1966
    * 1976 - The 9C1 order code is given for the first time to a full-size Chevy police car package. It carries the Impala name.
    * 1977 - The full-size Chevy is downsized. The 9C1 police package is retained, as is the Impala name.
    * 1986 - The Caprice name replaces Impala, as the car is updated for the mid- and late-1980s - including the option of a powerful, 5.7-liter small-block V-8.
    * 1991 - A new-generation Caprice is launched, with the 9C1 police car still on the beat.
    * 1994 - The 260-horsepower (194 Nm) LT1 V-8 engine is offered in the Caprice 9C1, making it one of the fastest full-size police cars ever offered.
    * 1996 - Caprice police car production ends, as GM's full-size, body-on-frame car architecture is discontinued.
    * 2011 - The Chevrolet Caprice Police Patrol Vehicle returns to active duty.

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How to Determine If You Need a Lawyer for Your Car Accident Case
http://www.avvo.com

1. Property Damage Cases
As a general rule, if you suffered no personal injuries, you should be able to settle your case with the opposing insurance adjuster for approximately the same amount of money that an attorney could obtain for you. In this type of case, you are entitled to money to repair or replace your car and for the use of a rental vehicle until your car is repaired or replaced. It does not require legal skill to obtain repair estimates for the damage to your car or to determine the fair market value of you car. For repairs, simply get quotes from reputable repair shops and compare them to the amount offered by the adjuster. If your car has been totaled, determine the fair market value of your car by consulting reference sources such as the Kelly Blue Book, NADA Used Car Guides or Edmunds. These publications provide accurate information for most makes and models of cars.

2.Minor Injury Cases
If your case involves personal injuries, a more detailed analysis is required. If the injures are minor and you fully recover from the injuries in a few days, you probably do not need an attorney. Minor injuries are ones that result in less than a $1,000.00 in medical bills. To obtain a fair settlement for your minor injury claim, educate yourself sufficiently to negotiate with the insurance adjuster. To educate yourself, go online or to the bookstore and obtain one of the many self help guides for car accident victims. These guides are excellent resources for dealing with the minor injury claims. Like the property damage only type cases, minor injury cases usually do not justify the use of an attorney. In such cases, the attorney’s fee generally results in a lower net settlement to the claimant because the value of the claim is low and can not be appreciably increased.

3. Major Injury Cases
If your case involves anything more than property damage and minor injuries, it is likely that you will benefit by hiring an attorney. Most people do not typically have the necessary negotiation skills, knowledge of the law and experience in evaluating damages to obtain a fair settlement value for major injury cases. As such, when negotiating with an insurance adjuster, non-lawyers are at a distinct disadvantage. Do not be misled by the adjuster's statements that hiring an attorney will reduce your net settlement or delay payment for your claim. The insurance industries own statistics do not support these statements. In 2004, the Insurance Resource Council completed a study that found that people who used an attorney received an average of 3½ times more money in settlement than those individuals who settled on their own. Thus, if you seek to obtain a fair settlement for your injuries, the use of an experienced personal injury lawyer is vitally required.

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Chevrolet Camaro SS Convertible Indy 500 Pace Car, 2011, Auto Insurance

 
Chevrolet Camaro SS Convertible Indy 500 Pace Car, 2011

The  Chevrolet Camaro SS Convertible will serve as the official pace car of the 2011 Indianapolis 500. Chevrolet and Indianapolis Motor Speedway officials made the announcement at the Barrett-Jackson Scottsdale classic auto auction, where a bidder will have the opportunity to purchase the first of 50 Indianapolis 500 Festival Committee cars.

The 2011 Camaro Convertible is the 22nd Chevrolet chosen to pace "The Greatest Spectacle In Racing®" and the seventh Camaro. Adding to the rich heritage is the fact that 2011 will mark the 100th anniversary of the first Indianapolis 500, as well as the centennial year of Chevrolet.

The pace car, along with the matching festival cars, features a Summit White exterior accented with orange stripes and door graphics. The interior is trimmed in orange leather, including front seat headrests embossed with the Indy 500 logo, along with white door panels and instrument panel trim. 
The instrument panel trim features extensions of the orange exterior stripes.

Car details
Equipped with a 400-horsepower (298 kW) V-8 engine and six-speed automatic transmission, the actual pace car for the race requires no performance modifications to perform its duty in front of the racing field.
All 50 of the Festival Committees cars will be SS convertible models fitted with the 2SS equipment package.
 
Standard features:
  •     Four-wheel disc brakes with Brembo four-piston calipers and hydraulic assist
  •     StabiliTrak electronic stability control
  •     Competitive/sport mode that enhances on-track performance
  •     Performance Launch Control (with the manual transmission) that optimizes hard-acceleration launches for quicker, more consistent performance
  •     Twenty-inch polished aluminum wheels and performance tires
  •     Head-up instrument display
  •     Center console with auxiliary gauge package.
Convertible refinement
The Camaro Convertible delivers coupe-like driving dynamics, with the unmatched fun of open air driving. The Convertible model contains an enhanced structure designed to eliminate the traditional compromises of open cars, such as cowl or steering wheel shake. The goal is a convertible that drives like the coupe. All the powertrain and suspension elements of the existing Camaro Coupe carry over unchanged in the convertible. The top has a smooth, tailored fit, with acoustical foam in the headliner that helps deliver a quiet ride with the top up.

4 strategic reinforcements enhance the already-stiff body structure to eliminate common convertible maladies of cowl and steering wheel shake:
  •     A tower-to-tower brace under the hood
  •     A transmission support reinforcement brace
  •     Underbody tunnel brace
  •     Front and rear underbody "V" braces.
The power-folding top retracts in about 20 seconds. It is built in partnership with the same manufacturer as the Corvette convertible top, and operates in a similar manner. That means it folds in a simple "Z" pattern and latches with a single, convenient handle located at the center of the windshield header. Other convertible models in this segment still offer convertible tops with dual latches, forcing drivers into two-hand operations reaching across the car.

The regular-production versions of the 2011 Camaro Convertible will begin arriving in Chevrolet dealerships in February 2011, opening a new chapter in the Camaro's ongoing 21st century rebirth. Even before the introduction of a convertible model, Camaro ended 2010 as the sales leader in its class in the United States for the first time since 1985.

Chevrolet's pace car heritage
Louis Chevrolet, who founded the brand with William "Billy" Durant in 1911, was a racer, mechanic and pioneering engineer. He raced in the early years of the Indianapolis 500, which also started in 1911, and served a luminary of the event in the years after he retired his racing helmet. That included driving the official Indianapolis pace car, which was developed by Indy 500 founder Carl Fisher, who believed a rolling start was safer than a standing start. The first Indianapolis 500 featured a pace car driven by Fisher.
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How to Make Sure Your Auto Insurance is Protecting You
http://www.avvo.com

1. Understand the Value
Uninsured and Underinsured motorist coverage is the part of your auto policy that protects you and your family. This coverage is triggered when you or a family member are injured by a motor vehicle accident and the at fault party is either uninsured or has insurance coverage less than the coverage of your policy. It doesn't matter whether you were injured while in your car, in a friends car, in a cab, on a motorcycle, on a bike or even walking, so long as the injuries are the result of a car accident, you will be entitled to coverage. This is essential in California where most drivers have only the minimum policy limits required by law ($15,000 per person or $30,000 per accident) and many others have no insurance at all. By securing uninsured and underinsured coverage in a high amount you are protecting yourself and your family against all other drivers on the road.

2. Understand the Law
The California Insurance Code requires that auto insurers include uninsured and undersinsured motorist coverage in every policy unless it is waived and that waiver must be secured in writing. However, they have no obligation to make sure your uninsured or underinsured motorist coverage is the same as your liability coverage. They must offer this to you, but if you decline, they are only obligated to provide coverage no greater than $30,000 per person and $60,000 per accident. Don't wait for the agent to ask you about your protection, be sure that your uninsured and underinsured motorist limits are as high as you can afford to get them.

3. Consider increasing your coverage limits
Most insurers will only allow uninsured / underinsured motorist coverage to be equal to or less than your liability coverage. In this day and age, even a moderate collision can result in a claim worth in excess of $30,000. If you or a family member are involved in a more serious accident that requires hospitalization and surgery, your claim could be worth in excess of $250,000. Our firm recommends all our clients carry $1,000,000 in auto coverage if they can afford to.

4. Consider this example
Imagine you and your spouse are rear ended while at a stop light. The impact forces your car into the vehicle stopped in front of you. Both of you are taken to the nearest ER by ambulance. In the accident you suffer a neck strain and low back strain. Your spouse suffers the same but also injured their shoulder. You each see your Primary Care Physician and he recommends physical therapy for each of you. You improve but your spouse's shoulder does not. They require MRI's which reveal a tear in their rotator cuff requiring surgery. You miss 5 days of work and your spouse misses 2 weeks. After filing a claim you discover the driver that hit you has only $15,000/$30,000 in coverage. You find out that the other car, the one you were pushed into, had a mother and daughter in it who were also injured and they too are making claims. They too were treated at the ER and are receiving therapy.

5. What would that mean for you?
This example results in 4 claims being made against a policy of $30,000. Assuming all injuries are relatively similar, each will get $7500 from the liable driver's insurer. Together, you and your spouse collect $15,000, but your medical bills are already $15,000 and climbing and your lost wages from missing work total $3000. Your claim is already worth $18,000 and climbing without considering the damages each of you are entitled to for the pain and suffering you have endured. This is where you would then make a claim to your own insurance company for the benefits of your underinsured motorist coverage. Your insurer will be entitled to reduce your coverage by the amount of coverage available from the driver that hit you. What ever is left is available for you and your spouse to make a claim for after you recover.

6.  Check your auto policy today
Get a copy of your declaration page and make sure that your uninsured and underinsured motorist coverage is equal to your liability limits. Increase you coverage limits to $1,000,000 or as high as you can afford to. Don't expect your insurance agent to do this for you, be proactive!
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